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Real Estate Tips
Foreclosures >2. What Is a Bank Owned Property?

When a home owner misses payments on his or her mortgage, the loan becomes default and the home or property becomes distressed. What happens next depends on an appraisal and the equity of the home. If short sale isn’t a viable option for the home owner and the lender, the foreclosure process takes over and the home or property goes up for foreclosure auction.

A bank-owned property (also referred to as a "real estate owned" or "REO" property) is one that was up for sale at a foreclosure auction but did not sell and therefore now belongs to the lender (usually a bank, but can also be any government agency or loan insurer.)

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Real Estate Trivia
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What area in the U.S. has been referred to as the "American Riviera"?

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Miami Beach in Biscayne Bay is Florida's pre-eminent place for "people watching" and a hot spot for celebrities.
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Erin Romanski and the Romanski Group, REALTOR®, real estate agents and broker for Lafayette, West Lafayette and Purdue University, Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)

The Romanski Group
Keller Williams Realty

22 Executive Drive
Lafayette, IN 47905
Direct: 765-532-6148
Fax: 765-588-4841
Email: erin@romanskigroup.com

“We not only want to meet your expectations, we want to exceed them.” When we agree to work together, we pledge to you a superior level of service that is prompt, efficient and courteous! Erin and Jim Romanski are licensed Realtors in the State of Indiana. Erin Romanski in Lafayette

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